A calculator may help you understand the types of losses that are often claimed—such as funeral expenses, loss of financial support, and the emotional impact on surviving family members.
But it cannot reliably predict what an insurer will offer because settlement value in real cases is driven by details like:
- Whether fault is clear or disputed (including Wisconsin’s comparative responsibility rules)
- Whether the death was caused by the incident (medical causation can be contested)
- How well damages are documented (earnings, support, household contributions, and expenses)
- Insurance policy limits and how coverage is structured
A “number” from a website is not the same as a case value supported by evidence.


