Online tools typically use broad averages. Huntington cases often turn on factors that those tools can’t accurately capture, such as:
- How fault is shown in the real world (dashcam/video, witness accounts, intersection evidence, traffic-control issues)
- Whether the medical record supports the injury-to-death timeline
- Whether the decedent’s actions may reduce recovery through comparative responsibility
- Insurance limits and policy coverage tied to employers, vehicle owners, premises operators, or contractors
In practice, insurers may start with a low number to test how much documentation the family has. The “calculator” becomes less relevant once a lawyer can translate your facts into the damages categories West Virginia law recognizes.


