Most “calculators” online ask for broad inputs (age, income, dependents) and then spit out a generalized range. That often misses the real drivers behind settlement value in Washington, such as:
- How fault is actually supported by police reports, witness statements, and vehicle/scene evidence
- Whether causation is disputed, especially where medical records are complex or delayed
- What insurance coverage exists for the involved parties
- How Washington comparative fault principles may affect recovery
In other words, the number from a calculator may look confident—but your claim value depends on what can be proven, not what can be estimated.


