Online tools usually ask for a few inputs (age, income, dependents) and then generate a number using simplified assumptions. In real Fife cases, value often turns on details that a generic calculator can’t capture, such as:
- Whether witnesses and documentation match the timeline of the incident
- Whether fault is likely to be shared (common in traffic and workplace scenarios)
- Whether medical records clearly connect the incident to the death
- Whether the family’s losses are documented in a way insurers must take seriously
In other words: the “right” number depends less on formulas and more on what can be proved.


