Many online tools produce a generic range using broad assumptions (age, income, and “damages multipliers”). In Roanoke, those formulas can miss key realities that insurance adjusters and injury attorneys treat as decisive, such as:
- How fault is supported by the facts available (witnesses, video, vehicle data, and roadway conditions)
- Whether causation is clear (for example, how medical records connect the injury to the death)
- Whether the claim is limited or expanded by the type of incident (truck/ride-share crash, workplace injury, premises risk, etc.)
- Insurance limits that cap what can be paid—even when damages are substantial
A “calculator” can’t see those variables. A lawyer can.


