Many calculators ask for broad inputs—age, income, dependents, and a guessed multiplier. That can sound helpful, but two Irving families can get very different outcomes even when the decedent’s basic profile seems similar.
Settlement value typically depends on things calculators can’t fully measure, such as:
- How clearly fault is supported by the available evidence (e.g., traffic control, witness credibility, vehicle data)
- Whether causation is provable—especially when there are medical complications, delayed discovery, or disputed timelines
- What insurance coverage is actually available (policy limits and coverage structure)
- How Texas comparative responsibility could affect recovery if the defense argues the decedent shared fault
When those factors are unknown, any “estimate” is more guess than guidance.


