Many online calculators assume a fairly simple set of facts. Mauldin cases are often more complicated—because the incident involves real-world conditions like:
- Commuter traffic and intersection collisions on busy corridors
- Speeding or distraction that creates disputed fault
- Commercial vehicles and delivery routes that may involve multiple insurers
- Construction zones and lane changes that affect visibility and responsibility
- Comparative fault when the defense argues the victim’s actions contributed
Those factors can change the settlement range dramatically. If the calculator you’re using doesn’t account for evidence quality and fault allocation, it may produce a number that doesn’t reflect what South Carolina courts and insurers actually focus on.


