Many calculators rely on broad assumptions—age, generic earning numbers, and a simplified multiplier. In real Hanover cases, settlement value is usually driven by questions like:
- How clearly liability can be proven (not just what “seems obvious”)
- Whether the medical records support the injury-to-death timeline
- Whether fault may be shared under Pennsylvania’s comparative responsibility rules
- What insurance coverage is actually available (and whether it’s limited)
- How well damages are documented—especially economic losses and caregiving impact
When those details aren’t captured by a calculator, the number you see online can be misleading—either too low or unrealistically high.


