Online tools typically use simplified inputs—age, income, dependents—to generate a rough range. In Warren, that kind of estimate can be especially misleading when:
- Comparative fault is disputed (Ohio may reduce recovery if the decedent is found partly at fault)
- Causation is contested (for example, whether a medical condition was the true cause of death)
- Insurance coverage limits the practical value of negotiations
- The incident involves multiple parties (common in serious roadway and workplace matters)
A better use of a “calculator” is as a checklist: it can help you identify which categories of damages your attorney will need to document—not as a prediction of what an insurer will pay.


