Online calculators often ask for broad details—age, income, dependents, and the “type” of case. Those inputs may help you understand categories of losses, but they can’t reflect the facts that Lexington juries and insurers tend to focus on.
In practice, settlement value is heavily influenced by:
- How clearly fault can be shown from the available evidence
- Whether medical records support the injury-to-death link
- How damages are documented (not just assumed)
- Whether North Carolina comparative negligence issues may reduce recovery
So while a calculator may be useful as a rough reference, it shouldn’t be treated as an estimate of what an insurer will actually offer.


