In practice, most families aren’t trying to run math—they’re trying to answer three urgent questions:
- What losses does New York law allow the family to seek?
- How do fault and causation get evaluated after a fatal crash or incident?
- What evidence will matter most when an insurer decides whether to settle?
Because those questions depend on the specific facts, a calculator can’t safely predict a settlement. But it can help you recognize which categories of loss your lawyer will need to document.


