Many online tools produce a range using simple inputs like age and income. That can be a starting point, but Westwood cases often hinge on details that generic calculators can’t capture, such as:
- How the accident happened (sequence of events, traffic control issues, visibility, roadway conditions, or distraction)
- Whether fault is shared under New Jersey’s comparative responsibility rules
- Whether medical records clearly connect the injury to death
- What documentation exists for earnings, caregiving, and out-of-pocket expenses
In practice, insurers in New Jersey don’t just estimate a number—they evaluate how defensible the liability theory and damages proof are. That means two families can lose a loved one in similar circumstances and still see very different settlement outcomes.


