Most online tools use generic inputs (age, earnings, dependents) to produce a range. That can offer a starting point, but it usually can’t account for facts that New Jersey lawyers treat as deal-breakers:
- How liability is proven (evidence strength, admissions, witness credibility)
- Whether causation is contested (especially when underlying medical conditions are involved)
- How fault is allocated (New Jersey’s comparative responsibility concepts can reduce recovery)
- What damages are supported by records (medical proof, work history, funeral documentation)
In other words, a calculator may suggest “what might be possible,” but your claim’s value depends on what can be proven—not what can be estimated.


