Many tools online use generic assumptions (age, income, a “multiplier,” or broad damage categories). In Walker-area matters, those numbers can be especially unreliable because value is driven by proof and process—not averages.
Here are a few reasons families get frustrated after using a calculator:
- Michigan fault and causation disputes are common. Even when the tragedy seems straightforward, the defense may challenge what caused the death.
- Insurance offers may reflect “coverage strategy,” not full damages. Adjusters may focus on minimizing exposure rather than documenting every loss your family sustained.
- Documentation gaps are easy to miss. Funeral costs, lost household contributions, and medical-related expenses can be undervalued if they’re not supported with records.
Instead of treating a number as a forecast, use it like a checklist—then let a lawyer match your facts to what Michigan law recognizes.


