Online tools typically use broad formulas. They can be a starting point—but they rarely reflect the realities that matter in Michigan, such as:
- How fault is supported (and whether liability is contested)
- Whether the death was medically linked to the incident through records and expert review
- What documentation exists for lost support, funeral expenses, and other recognized damages
- How insurance adjusters frame risk and compare the case to similar losses
In practice, two families can enter negotiations with similar-looking situations yet end up with very different settlement outcomes depending on the strength of proof.


