Many online tools rely on simplified inputs (age, income, dependents) to spit out a number. In Cadillac, those estimates can be misleading for a few common reasons:
- Comparative responsibility questions: Michigan doesn’t follow an all-or-nothing approach. If the defense argues your loved one shared fault, the settlement value can change dramatically.
- Evidence quality after the incident: Crash scenes, job sites, and premises conditions can change quickly—snow, road repairs, altered work practices, or removed equipment can affect what’s provable later.
- Insurance coverage limitations: What’s “available” depends on the policies and responsible parties involved—not just the size of the losses.
Instead of treating a calculator like a prediction, use it as a checklist for what your lawyer will need to prove.


