Online tools usually rely on generic inputs like age and income. That can be misleading in Somerset because local cases often turn on details such as:
- How the incident happened (intersection timing, lane changes, road debris, visibility, weather)
- Who had the last clear opportunity to avoid the crash
- Whether eyewitness accounts match physical evidence
- What medical records show about causation (the timeline from injury to death)
- How Kentucky law handles fault when more than one party may have contributed
A better approach is to treat a calculator as a starting point for understanding categories of losses—not a substitute for case evaluation based on your evidence.


