Most online tools ask for a few inputs (age, income, dependents) and then generate a rough range. That approach can be misleading in real cases because settlement value usually turns on proof—especially proof of:
- Liability (who is responsible under Kentucky law)
- Causation (how the incident led to death)
- Damages (what losses can be documented)
- Comparative fault (how any shared responsibility may reduce recovery)
In Bowling Green, evidence often matters just as much as the “headline” facts. A fatal collision may involve contested driving behavior, roadway design, lighting, weather, or event-day congestion. A workplace death may depend on safety procedures, maintenance history, training records, and witness testimony. A calculator can’t weigh those case-specific details.


