Most online calculators work like a spreadsheet: they ask for age, income, and a few damage categories, then spit out a range. That can be useful as a starting point—but it frequently breaks down in real Wheaton cases because the settlement value hinges on factors the tool can’t properly weigh, such as:
- How fault is likely to be assigned in an Illinois negligence claim (including any comparative fault)
- What medical records actually show about how injuries progressed to death
- Whether evidence is preserved after a crash, workplace incident, or property hazard
- Insurance coverage realities (policy limits and how adjusters frame causation)
In other words, the calculator may give you a “number,” but it usually can’t tell you whether that number is based on the same facts your case will be judged by.


