In practice, a settlement amount isn’t pulled from a single formula. It’s negotiated based on the evidence that can be proven and the risks each side faces if the case goes to litigation.
For families in Granite City, IL, the biggest drivers often include:
- How clearly fault can be shown (including whether multiple parties could share blame)
- Medical proof of how the incident caused death
- Documented economic losses, such as funeral expenses and lost financial support
- Non-economic losses, like loss of companionship and emotional harm (supported by evidence)
- Insurance coverage limits and whether additional coverage may apply
No calculator can see the documents your case will rely on—but the right approach can help you understand what to prioritize.


