Online calculators usually rely on simplified inputs—age, income, dependents—then apply broad multipliers. In San Rafael cases, those numbers can be misleading because settlement value is shaped by factors that calculators generally can’t measure well, such as:
- How the incident happened on local roads (turning movements, lane changes, visibility, traffic control, crosswalk conditions)
- Whether comparative fault is likely (California allows fault to be allocated among parties, which can reduce recovery)
- How clearly medical records link the initial injury to the death
- What insurance policies are actually available (and whether limits cap negotiations)
- Whether evidence is preserved quickly (dashcam/video, surveillance, scene data, and witness memory)
A “range” from a calculator may feel comforting, but it can also create false expectations—especially when the defense challenges fault or causation.


