Online tools typically rely on broad inputs—age, income, dependents—and then apply generic multipliers. In Merced, outcomes can diverge sharply from those estimates because real cases turn on details like:
- How the collision or incident happened (and who had the clearest opportunity to avoid harm)
- Whether the death certificate and medical records match the claimed cause
- What documentation exists for financial support and caregiving
- Comparative fault questions that are common when multiple parties contributed to a crash
When adjusters in California see shaky evidence, they often offer less than families expect—even if the settlement range “looks” high online.


