Online tools may ask for basic inputs—age, earnings, dependents—and then generate a rough range. The problem is that Los Banos cases frequently hinge on details that calculators can’t “see,” such as:
- Comparative fault: California may reduce recovery if a decedent is found partially responsible.
- Causation disputes: Insurance defense may argue the death was caused by an underlying condition, not the accident or misconduct.
- Insurance limits and coverage type: In many claims, settlement authority is affected by what policy applies (auto, premises, employer coverage, or product coverage).
- Documentation readiness: Claims with incomplete records often settle lower because key damages can’t be proven.
A calculator can be a starting point for understanding categories of damages. It can’t replace a case-specific evaluation.


