Most online tools provide a rough estimate based on generic inputs (age, income, dependents). In Los Altos cases, those inputs are only part of the picture. Settlement value often turns on details that calculators can’t capture, such as:
- How the crash happened (intersection dynamics, lane changes, turning movements, visibility)
- Whether the evidence is preserved quickly (camera footage, traffic signal logs, witness statements)
- Whether fault is contested (including potential comparative negligence)
- The documented link between the incident and the death (medical causation)
- Insurance structure (policy limits and who is responsible)
Think of a calculator as a starting point for understanding categories of loss—not as a promise of what insurers will pay.


