Many calculators rely on simple inputs—age, income, and a few damage categories. In Livermore, those numbers can be misleading because the settlement value often turns on facts that calculators can’t “see,” such as:
- Traffic and commuting context (daytime vs. evening collisions, visibility, speeding, cell phone use, lane changes)
- Comparative fault issues that may arise when multiple parties contributed to the crash or incident
- Causation disputes (defense arguments that the death resulted from pre-existing conditions or unrelated complications)
- Insurance coverage limits that affect how much money is actually available to pay
In other words: the “math” is only as good as the proof behind it.


