Many online “workers comp settlement calculators” are built for broad scenarios. In real Keller claims, the outcome tends to hinge on facts—not formulas—such as:
- whether your injury was documented right after the incident
- whether the treating records connect your symptoms to work duties
- whether you reached medical stability (or are still improving—or worsening)
- what restrictions your doctors place on your ability to perform your job
If your injury involves ongoing symptoms (common with repetitive stress, back/neck issues, and shoulder problems), early estimates may be misleading. The insurer may use an initial snapshot, while later medical findings can change the settlement discussion.


