Many calculators use simplified assumptions—like a generic injury timeline, a standard wage base, or an average medical course. Westbury workers often run into mismatches because real cases tend to turn on details such as:
- Shift schedules and overtime patterns (how your pay was structured matters for wage replacement calculations)
- How quickly you reported the injury after returning from a commute or between breaks
- Whether treatment records match your day-to-day limitations (especially for injuries that worsen with repetitive activity)
- Whether your job duties changed after the incident (light duty, modified tasks, or reassignment)
In New York, the insurer’s evaluation can pivot on documentation quality and consistency—not just the injury diagnosis. That’s why a calculator can’t replace a review of your claim file and medical records.


