Settlement tools online typically estimate a range based on assumptions (like whether a condition is permanent, how wages were calculated, and how long disability lasted). Those assumptions may not match what’s happening in your case.
In New York, insurers and the system focus on documentation—incident reporting, medical causation, functional limitations, and how your earnings and work capacity were affected. For residents in Floral Park, that often means the credibility of your story matters as much as the diagnosis. If the record isn’t consistent, a calculator can be wildly misleading.
Bottom line: treat calculator results as a rough illustration, not a prediction.


