In a lot of local cases, the “missing information” isn’t about math—it’s about context. For example:
- Your route to work and jobsite matters if the insurer argues the injury didn’t occur in the course of employment.
- Documentation timing matters if treatment started late or symptoms changed after the initial report.
- Job demands in the field (manufacturing, industrial sites, construction, warehouse work) can affect what physicians consider “functional” and whether restrictions are realistic.
A calculator can’t see those details. It can’t review your incident report, your treatment timeline, or whether a doctor tied your condition to your actual job duties. That’s why the best way to use a calculator is as a question generator, not an answer.


