Most calculators try to estimate a total based on broad assumptions: average wages, typical injury categories, and generalized timelines. But your settlement value is usually driven by specifics like:
- Whether your injury is documented as work-related from the start
- What restrictions your doctor places on your ability to work
- How long treatment continued and whether symptoms stabilized
- Whether you returned to work—and if not, why
- Whether the insurer disputes impairment or causation
In other words, a calculator may produce a number. Your claim file produces the leverage.


