Most calculators are built from general assumptions—things like wages, treatment costs, and the length of disability. They can be useful as a starting point, but they usually can’t account for the case-specific factors that Georgia insurers focus on, such as:
- whether your injury was reported promptly and consistently
- how your treating providers describe work restrictions
- whether the condition is clearly tied to your job duties
- how quickly your medical care stabilized and what’s considered “permanency”
In other words: a calculator may generate a number, but your claim file determines the real outcome.


