Most online calculators are built around general assumptions—like typical wage-loss formulas, broad injury categories, and average treatment timelines.
In Davie claims, those assumptions may not fit if, for example:
- Your work schedule changed because of the injury (common in shift-based roles)
- Your job involves repetitive lifting or awkward positioning, and the medical record needs to explain that connection
- Your condition evolved gradually (which can make causation and documentation more sensitive)
A calculator can help you understand what factors are usually considered, but it can’t review the evidence in your file—especially the medical reasoning that insurers rely on when evaluating disability and future care.


