In many cases, what people call a “settlement” is the end of a particular phase—not always a single check that wipes everything clean. Some injured workers receive ongoing medical care and wage replacement while their condition stabilizes. Others later resolve disputes tied to impairment ratings, future treatment, or whether the injury is accepted as work-related.
Why this matters for a calculator: many online tools assume a simplified structure. If your case involves disputed causation, delayed treatment, or ongoing restrictions, the final value can move in ways a generic calculator won’t reflect.


