A settlement calculator is usually built to approximate categories like medical expenses, lost wages, and pain and suffering. In Hanahan, that starting point is helpful—but it’s not the same as a claim evaluation.
In trucking cases, insurers and defense teams commonly challenge:
- Causation (whether your injuries match the crash)
- Medical certainty (what objective records show)
- Fault allocation (comparative negligence and shared responsibility)
- Coverage availability (policy limits across driver/employer/third parties)
Because of that, the “number” you see online should be treated as a rough planning tool, not a promise.


