Think of a calculator as a planning tool, not a prediction. It can help you estimate categories such as:
- Medical expenses (including follow-up care)
- Lost wages and reduced earning capacity
- Out-of-pocket costs (transportation, medications, etc.)
- Non-economic damages (pain, disruption of daily life)
What it can’t do is determine what a Massachusetts insurer or court will accept in your specific situation—especially when liability is disputed. In truck cases, insurers often focus on:
- Whether your treatment is medically connected to the crash
- Whether you followed recommended care
- Whether the crash was preventable under the circumstances
A calculator is best used to help you collect documents and questions for your attorney, not to set your expectations in stone.


