Most calculators work by plugging in details like:
- injury severity and expected recovery time
- medical treatment costs (current and sometimes future)
- lost wages and earning impact
- property damage
- non-economic losses such as pain and limitations
In Star, ID, the biggest reason calculators can be off is that your real damages depend on your documentation—and local crash patterns often lead to disputes about what happened and why. For example, if your medical care started days later, or if symptoms changed over time, insurers may argue the injuries weren’t caused by the truck crash.
A calculator can be a starting point, but treat it like a worksheet—not a promise. Your settlement often rises or falls based on what can be supported with records.


