Think of a calculator as a starting point—not a prediction.
It can help you estimate:
- medical expenses you’ve already incurred
- likely out-of-pocket costs tied to treatment and recovery
- wage losses and sometimes future income impacts
- non-economic losses like pain and limits on daily activities (usually estimated broadly)
It can’t reliably account for:
- Georgia-specific defense arguments about causation (whether your condition was caused by the crash)
- how comparative fault may reduce recovery
- truck-specific evidence issues (maintenance history, loading practices, ELD/black-box data)
- the practical reality that insurers may offer based on incomplete injury documentation
If you’re using a calculator, the most important part isn’t the number—it’s what the number prompts you to document.


