A calculator can be useful as a starting point. It typically organizes losses into categories such as medical expenses, wage impacts, and non-economic harm (pain and suffering).
In practice, though, truck cases often turn on evidence quality—not just the numbers you enter. Insurers may challenge:
- whether your injuries were caused by the crash (not a pre-existing condition)
- whether treatment was timely and medically necessary
- whether your work loss is documented
- who was truly responsible (driver vs. employer vs. other parties)
So think of a calculator as a way to identify what you need to document, not a guarantee of a specific settlement amount.


