A calculator can be a starting point, but in practice, insurers often don’t treat numbers as “final” until they’re backed by proof. In San Marino, that proof typically includes:
- Medical documentation tied to the crash (not just symptoms)
- Work and wage loss records showing how injuries affected your ability to earn
- Crash evidence gathered quickly—photos, witness statements, and any available electronic data
- Commercial trucking records (maintenance, logs, training, cargo documentation)
If you’re using a calculator to set expectations, consider it closer to a checklist than a prediction. Your settlement value depends on what can be proven—especially when liability is disputed.


