After a crash, insurers and attorneys look at two big buckets:
- Your losses that can be documented (medical bills, future care, lost wages, property damage, and related expenses)
- Your losses that are harder to measure (pain, reduced ability to work or function day-to-day, and emotional impact)
Because trucking cases involve commercial coverage and often more than one responsible party, the amount can change dramatically as evidence comes in. A “calculator” may give you a range, but in Marina claims, the deciding factors frequently come down to what can be proven—especially with injuries and traffic-cause questions.


