A calculator may ask you for injury severity, treatment length, and wage loss. That’s helpful for organizing information—but settlement value is not determined by a spreadsheet.
In Bentonville truck cases, adjusters often focus on:
- How the crash happened (speed, lane position, turning maneuvers, following distance)
- Whether your injuries show up in objective medical records
- Whether treatment was timely and consistent after the collision
- Whether comparative fault arguments apply (for example, disputes about where each vehicle was positioned)
If the investigation is incomplete—or if medical proof is inconsistent—insurers may try to reduce damages even when the injury feels severe to you.


