Concussion and TBI cases don’t fit neatly into a single formula because symptoms can be variable: headaches, dizziness, memory problems, sleep disruption, and mood changes may improve, worsen, or cycle with stress and activity. In Washougal, that matters because many people try to “push through” symptoms—then later struggle when work, driving, or daily responsibilities intensify.
A calculator may assume consistent treatment, a stable recovery timeline, or a clear injury mechanism. But insurers typically scrutinize:
- Whether symptoms were documented early and consistently
- Whether follow-up care was completed (or why it wasn’t)
- Whether functional limits match your reported day-to-day difficulties
The more your documentation shows a reliable connection between the incident and the brain injury, the stronger your bargaining position.


