Most online tools use simplified assumptions—like a set recovery timeline or a standard level of treatment. In real Santaquin claims, value depends less on a generic formula and more on proof that connects:
- the accident (or fall) to the brain injury symptoms
- the symptoms to functional limits (work, driving, parenting, daily tasks)
- the limits to documented losses (medical bills, missed shifts, accommodations)
A concussion or more serious TBI can have symptoms that fluctuate. Because of that, adjusters often focus on consistency: did you seek care promptly, did you follow through, and do your medical notes match what you reported?


