Most online tools use simplified assumptions—typical treatment timelines, generic severity levels, and broad estimates for lost wages. That can miss what matters in Utah cases where adjusters scrutinize proof and consistency.
In Bountiful, insurers commonly look closely at:
- Causation links: the time from injury to documented symptoms and diagnoses (especially after concussions)
- Functional impact: whether you had restrictions, work limits, or cognitive/behavior changes that affected daily life
- Medical follow-through: whether treatment continued as recommended, or whether gaps can be explained (missed appointments due to scheduling, cost, or other barriers)
- Comparative fault: whether they argue the injured person contributed to the collision or fall
That’s why two people with “the same type of concussion” can see dramatically different outcomes when their records are organized differently.


