A calculator can be a helpful starting point, but for Roanoke cases the “value” is usually driven by two things:
- How clearly the injury is documented
- How convincingly the injury connects to the event
In practice, that means the strongest numbers come from medical records that show more than “headache” or “feels off.” Insurers tend to look for:
- Emergency or urgent-care records tied to the incident date
- Follow-up visits that track symptom progression
- Diagnoses that match the mechanism of injury (impact, fall, or sudden deceleration)
- Treatment plans (specialists, therapy, neurocognitive testing)
- Work restrictions and functional limitations described in writing
If your records show consistent reporting and ongoing care, you usually have more leverage. If they show gaps—especially after a crash—an adjuster may argue the symptoms were temporary or unrelated.


