Most people look for a settlement calculator to answer a simple question: “What could my case be worth?” The helpful way to use a calculator is as a starting point—not a verdict.
Why? Because Texas insurers typically evaluate TBI claims based on:
- Medical documentation (ER notes, neurology/primary care follow-ups, therapy records)
- Objective and consistent symptom reporting
- Treatment adherence and timing
- Work and life impact (missed shifts, reduced duties, cognitive restrictions)
- Liability evidence (who was at fault, and how that’s supported by reports/witnesses)
A calculator can’t fully capture how those factors will be argued in your specific North Richland Hills incident.


