In Fort Worth, the difference between a modest offer and a stronger demand is frequently documentation quality. Insurance adjusters look closely at:
- When symptoms were first reported and how consistently they were described
- Whether treatment followed medical recommendations
- Notes showing functional limitations (work restrictions, cognitive problems, driving limitations, therapy needs)
- Objective findings (even if your scan was “normal,” your treating clinicians may document persistent post-concussion symptoms)
This matters because a TBI can evolve. Symptoms may improve, stabilize, or worsen over time. A calculator can’t predict that trajectory for you. A lawyer can—by building a case around what happened, what changed, and how long it’s expected to last.


