Injury calculators can be a starting point, but settlement value in Texas depends on how your case looks when it’s “defensible.” In practice, insurers weigh:
- Medical proof of brain injury symptoms (and whether they’re consistent across visits)
- Treatment timeline (early evaluation and ongoing care tend to matter)
- Functional limitations (work restrictions, cognitive changes, headaches, sleep disruption)
- Causation evidence (how the accident mechanism connects to the injury you’re reporting)
- Liability risk (how clearly the other side can be pinned to the incident)
Many people in Belton are surprised by how much settlement outcomes turn on documentation quality—not just injury severity.


