Most online calculators rely on simplified inputs (days hospitalized, diagnosis labels, treatment duration). In practice, TBI settlements hinge on proof and credibility—not just severity.
In Bastrop, common case patterns can make a formula feel inaccurate:
- Commute and work instability: Many people in the area rely on predictable schedules. If your symptoms flare during driving, stress, or long screen time, the record needs to show how that affected job performance.
- Treatment access and delays: Appointments can take time, especially for specialists. Missing a date doesn’t automatically mean “no injury,” but you’ll need a clear timeline explaining symptoms and care.
- Visible vs. not-visible injuries: Head injuries often look “fine” to others. Adjusters may challenge ongoing impairment unless treating providers document functional limitations.
A better approach is to treat a calculator as a starting range—then tighten it with evidence that matches how Texas insurers and lawyers evaluate damage claims.


