Most TBI calculators use broad assumptions: severity, time missed, and treatment length. But in Texas, settlement value is driven by what can be proven—through medical records, accident documentation, and how your injury affected your capacity to work.
In practice, two people can both have “concussion” diagnoses and still have very different settlement outcomes depending on:
- How quickly they were evaluated after the incident
- Whether symptoms were consistently reported to treating providers
- Whether clinicians documented functional impacts (work restrictions, cognitive limitations, daily activity changes)
- Whether the record supports a clear connection between the incident and the ongoing symptoms
A calculator can’t weigh those proof issues for your specific facts.


